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The first home for young couples

may be of help to many young couples to the initiative by the Municipality of Sarnico in order to facilitate the purchase of first home .

Many couples of guys who meet a set of requirements will be able to participate in a tender for the purchase of housing affordable to those quite high, the housing market in the town of Sarnico.

fact, if the cost of a house in a residential area sarnicese normally hovers around 2,300 euros per square meter, apartments that will be implemented through the initiative of the City will be purchased at around 1,400 euros per square meter with a savings for young couples of about 100,000 euros on an apartment of 90 square meters of net addition to the double garage and cantina.Il saving is due entirely to the choice of the Municipal to give the effect of the value of the area and the effect is related to costs of construction and on those of urbanization and the negotiations with the cooperative that will handle the construction of housing. "This is a project that is close to my heart- said the mayor and Franco-Dometti I have in mind from the first time in my election as Mayor.

The process for arriving at the realization of this project was not the easiest or shortest. But it was worth it because it will enable our young people to buy their homes at low prices and stay in their town.

Unfortunately, the real estate market does not help young families: housing prices are too high for those who are preparing to build a family and probably has not yet achieved economic stability.
why the intervention of the City. Our commitment was to make the same amount or slightly more than many couples today pay for the rent in one year can become a mortgage rate that allows to have the ownership. "

Despite the very competitively priced, dedicated apartments to young couples will not have anything to envy to the normal market including new technologies for energy saving the underfloor heating the most innovative and the market offers.

The first two real estate projects are located on two areas central to the town on Sebino: Eight apartments will be built in Via Cerro (pictured) and the remaining 12 instead Street in court. Also The sizes are all over. The new homes will be around it on the 90 square meters of floor space: they will all have 3-bedrooms, living room and kitchen and bathroom and other rooms consist of double garages and cellars, and in some cases, will be able to have or the lake or garden view.

As for the bureaucratic part of the initiative, the last contract expired on November 24 aimed at all housing associations interested in buying the two areas on which the apartments will arise: the cooperative has been awarded the contract is the cooperative housing Achille Grandi di Bergamo.

Now we must wait for the December 15 opening of contract for the allocation of housing to the younger coppie.I requirements for access to the contract are different components a young family should be married or cohabiting for less than ten years as of December 31, 2010 and must be holders of real rights of other accommodation in the town of Sarnico comune.Inoltre or otherwise at least one of the two members must be resident in Sarnico at least ten years or, alternatively, one of the two components must have taken up residence in the town of Sarnico for at least twenty years.

ISE family income must not exceed 40,000.00 Euro.C also 'is a condition that also affects the age of applicants: the maximum age of each spouse and / or partner not to exceed forty date of December 3, 2010. All information can be obtained from the Office Municipal public works technical field.

[Source: Bergamonews.it]

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A moment ago, the summer was the space between the gray days and heavy wool sweaters. She smiled at me showing me the way to a period libero da pensieri, finalmente lontano da libri o professori tirannici. Una nuova estate e un nuovo amore, nuovi amici. La gioia di stare bene con poco. E mi inebriava con le sue colazioni all'aperto e con l'odore dei fiori. I raggi del sole mi costringevano a spogliarmi, a mettere via quei pesanti maglioni. Un attimo fa l'estate mi ha donato la consapevolezza di una vita che sta cambiando, degli anni che scorrono e di una fanciullezza che non c'è più. I "pensieri" che credevo fardelli insopportabili sembrano oggi dolci ricordi. Le notti insonni davanti all'ostacolo di un esame adesso lasciano spazio a fredde serate trascorse a riflettere sulla mia vita, su quello che sono diventato. Ciò che farò è ormai ciò che faccio. E mentre mi interrogo on what I want, my eye is distracted by a tree full of lights. A moment ago it was summer and now I'm back on the heavy sweater. And I get lost, again, among the thousand colors that once were enough to make me dream. A moment ago I was a child, a moment ago it was summer. Now it is winter, but everything is different.

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Regione Lombardia helps the weaker

will qualify for the ban only the vulnerable population groups to submit their application by December 1.

Lombardy Region has decided to help the vulnerable population groups by providing new contributions to the purchase or renovation of the first house. In a statement, in fact, the Region explained that the money will grant one-off can be up to 8,000 € (past years was 5 / 6000 €). It is also expected to supply an additional bonus of € 1,000 or 2,000 if the building is purchased energy class B or A. Guests are 10 million €.

Categories admitted
The contribution may be required by young couples (those who are married or marry during the period between 1 July 2009 and June 30, 2011 and whose members are under 40 years of the date of submission); pregnant by the sun (ie women expecting their first child, unmarried or without the spouse for legal separation, without cohabitation, divorce or death) by single parents with one or more dependent children (father or mother with one or more dependent children, whether married or unmarried without the spouse or legal separation, without cohabitation, divorce or death. Do not fall into this category de facto unions) from families with at least three dependent children.

Magnitude of contribution
Of the 10 million available, 8 will be reserved for young couples and 2 to all other categories. The size of the individual contribution of 5,000 euro for housing a value of between 25,000 and 100,000 €, of € 5,500 for accommodation of a value up to 200,000 € and 6,000 € for accommodation with a cost of up to 280,000 €. The new contract introduces an additional fee for those who buy energy-efficient housing, amounting to 1,000 € for apartments in Class B, 2000 to become the Class A


Those requirements that are expected to contribute should submit a Isee income (and therefore not income) not exceeding € 35,000, will have to buy a property price of not less than € 25,000 and not exceeding € 280,000. These figures are the same which must be contained within the mortgage may be asked to buy the first house, however, must have no less than 5 years.

can complain
The decision by which he shall be called the ban was pending approval in the coming days and will be published on the website: www.casa.regione.lombardia.it. It is expected that applications possano essere presentate (esclusivamente presso i Centri di assistenza fiscale autorizzati, Caaf) dall'1 dicembre 2010 fino al 31 gennaio 2011, mentre per il perfezionamento dei requisiti ci sarà tempo fino al 30 giugno.

[ Fonte: Casa&Clima.com ]

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